About DSCR Investment Loans

How does a DSCR loan work?

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DSCR Loans are typically fixed-rate thirty-year loans with the same payment every month. However, a popular option for investors is an “interest-only” option. This means that instead of a fixed payment for thirty years, the first ten years of payments are interest-only and require no principal payment.

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Do you need a down payment for a DSCR loan?

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When it comes to getting a DSCR loan, the down payment requirements depend on several factors, like your debt service coverage ratio and net operating income. Generally, you'll need between 20-25% of the total loan amount.

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The DSCR Loan Process

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Here’s how our home loan process works:

• Complete our simple DSCR Loan Qualifier

• Receive options based on your unique criteria and scenario

• Compare mortgage interest rates and terms

• Choose the offer that best fits your needs